Financing

Loan Products

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Long Term Rental

  • 1-4 residential units
  • Purchase/Refinance/Cash-out
  • Up to 80% LTV

Short Term Rental

  • Vacation properties
  • 30 yr fixed products
  • Up to 80% LTV

Rental Portfolio

  • Huge savings on fees
  • Multiple term options
  • Up to $5MM

Fix & Flip

  • No experience required
  • Interest only loans
  • Up to 95% purchase price

Bridge

  • Short term
  • Little to no rehab
  • Up to $5MM

Lending Map

ONC lending Map

*due to varying state regulations,
One Nation Capital has established referral partnerships with lenders in some states

General Guidelines for Borrowers

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Must be a US business entity

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LLC, Corporation, LP/LLP, (no Trusts, JV’s)

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Minimum FICO score of 620+ (some exceptions)

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Terms & Rates most affected by the borrower’s credit score & experience, LTV, and the asset itself

Eligible Property Types

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Single family home, 2-4 units, Townhouse/Condo, PUD
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Multi-unit (5+), Mixed Use, Commercial
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Ineligible: owner occupied, manufactured/mobile home

One Nation Capital

Loan Process & Products